Have you ever considered what would happen to you and your family in the event of an injury or premature death of a loved one?
When thinking about insurance, we always think about insuring our car and home, but we tend not to think about insuring ourselves as out nature is to think ‘it won’t happen to me’. However statistics show that the chance of something like this happening is quite high.
Premiums for personal insurance can depend on a number of factors such as:
- Age
- Gender
- Smoking status
- Occupation
- Health of the life insured and family history
- Lifestyle activities, such as motor sports, football etc.
An underwriter needs to consider all of these things when determining whether or not the insurance company can offer personal insurance cover to clients.
Capital Insurance Brokers can help in identifying any risks, and determining the most appropriate cover for you at the best price.
Note: Information in this website is for general information only and does not constitute financial advice or recommendation, nor should it be relied on as such. You should seek professional advice tailored to your individual objectives, financial situation and particular needs. Prior to making any decision you should read the Product Disclosure Statement.
