Comprehensive Insurance
Comprehensive motorcycle insurance is the most popular type of insurance available for your motorcycle. It covers:
- The cost of repairing damage to your own vehicle,
- The cost of repairing damage to someone else’s vehicle or property,
- Theft,
- Allowances for damaged riding apparel.
Most policies are arranged on a “market value” basis. This means that if your vehicle is stolen and not recovered, or damaged beyond repair, the insurer pays the current market value of the vehicle at the time of the claim.
Premiums for comprehensive insurance are based on a number of factors, including:
- Type of motor cycle – including any modifications and accessories
- Age and driving history of the regular rider
- Past claims history
Third Party Property Damage Insurance
This type of policy only covers damage that you cause to another person’s vehicle or property. It doesn’t provide any cover for damage to your own motor cycle.
Please refer back to the Motor Vehicle Insurance section of the website for further details.
Capital Insurance Brokers will help you select the right Motorcycle Insurance solution to meet your needs.
Call us on (02) 6282 7666 to speak with one of our Account Managers or start now and request an insurance quote.
